You know, I don't think that the current economic situation has affected the Beserker family as much as it has others. We've always had to watch our budget closely; apparently the past ten years were just practice for where we are now. But
Featured Grownups wants to know how we have adjusted our lives to make ends meet, and here are some things we do here:
* The local MOPs (Mothers of Preschoolers) group does a meal exchange that I participate in. This week, I'm making a double batch of bran muffins (taste so much better than the name implies) and seven batches of Taco Twist Soup. On Thursday, I'll take them to the meeting and swap them out for seven different meals. I save money here by buying the pasta and other staples for the recipes in bulk or on deeply discounted sales. This also saves time. Sundays are usually hectic here, and having a meal that can just be pulled from the freezer and heated up saves a lot of stress.
* Along those lines, I'm buying more meat in bulk and prepping it myself. I can buy beef at Sam's Club for $1.79 a pound, then spend about an hour grinding it and packaging it myself. The finished result is very lean (we trim it as we grind it) and much less costly! I buy chicken breasts for $.99 a pound and then skin and debone them myself before freezing them. This summer we were able to pick tomatoes and bell peppers from Smiddy's grandpa's garden; I made salsa, diced tomatoes, and tomato sauce, then diced and julienned the peppers and froze everything.
* We're setting our priorities a little differently. We have to face the fact that fresh food is more expensive, even if it is more healthy. So I really budget where I spend on produce, making sure that none will go to waste and that I get the most bang for my buck.
* Instead of taking all of my children's outgrown clothing to GoodWill, I take it to Once Upon A Child. They give cash or store credit for items in good condition and also take toys.
* I'm letting my magazine subscriptions expire and checking them out from the library instead.
* I'm borrowing when I can. Instead of buying all new books for each homeschooling year, I borrow major resources from friends or the library, and then return them when I'm done. This also means my already full storage space doesn't have to be expanded!
* I threw a Tastefully Simple party this weekend and will use the free product I earned for a wedding gift next month.
* We explore the store brand on almost everything. If the store brand just won't work, then we watch for sales on the higher priced brand.
* We have discovered that WalMart will honor prices in sale fliers for our major grocery stores, Safeway and Albertson's. So rather than running all over town to three grocery stores (each of which might have one or two items on a really good sale), I make one stop at WalMart. I still get the savings, don't waste extra gas, and have an extra 45 minutes to spare.
* I'm trading babysitting with a friend.
* We've made use of the "envelope system" for our month-to-month spending. Each week has an envelope with a set amount of money to cover gas, groceries and other necessities. When that money is gone, we're done! It makes us really think through purchases. We also try to pay with cash instead of our debit cards, because that seemed to be where we were spending a lot of unnecessary money. Eating out is a treat, not a regular occurrence.
It's all about rethinking priorities and then finding new ways to do what is truly important. We have kept our gym membership because we know we'll need a good outlet when the weather turns nasty. On the other hand, we're looking at ways to get our phone/internet bill down because we see a lot of waste there.